Background Clayton M. Koseki is the owner of a Full Financial Services Agency, Independent Advisor for all Lines of Insurance and Investment Products in Honolulu, Hawaii. He is a graduate of the University of Hawaii with a BA in Political Science and he also attended the University of Tohoku, Sendai, Japan and graduated with a Research Degree, where he studied Labor Law and Public Relations.    Clayton started his insurance career in 1982 at Occidental Underwriters of Hawaii, Ltd, providing his clients Property & Casualty, Life, Health Insurance and Investments.   In order to diversify, be able to represent an array of companies with a variety of  products and markets that best suits his clients individual or business needs from some of the top companies in the world, in 1997 Clayton decided to go independent and started his own company, Clayton M. Koseki & Associates.    He is a 15 year Qualifying & Life Member of the Million Dollar Round Table; a  Branch Member of Royal Alliance Associates, Inc.; member of the Financial Planning Association and member of NAIFA.

Mission Statement We are very committed to the Small Business Market and concentrate on providing Business Plans that incorporate tax savings, retirement and  succession planning.  It is our goal to provide our clients with the best experience possible when it comes to choosing your insurance program!   We offer professional service and attention to  detail as well as a “friendly” personal staff.